4 Documents Required for Home Loan

Home Loans are a great boon for new age people as it helps in building our dream home. But make a informed decision before opting for any loan.

- Sales Deed, agreement of sale or allotment letter- NOC from housing society or builder- land tax receipts from revenue department- Detailed estimation of construction cost, you can get this from contractor- Account statement covering payment to builder or previous owner of land- Occupancy Certificate for constructed apartments.

#1 Property Documents

- Driving License- Aadhar- PAN- Passport- Voter ID

#2 Identity Proof 

Not all of them are required.

- Electricity Bill- Telephone Bill- Postpaid mobile bill - Water Tax- Property Tax

#3 Address Proof (anyone)

Not all of them are required.

#4 Passport size photo

Your beautiful photo.

In next slides we coverDocuments for Self Employed people.

#1 Business Entity Documents

- PAN- GST- Trade License- Partnership Deed- Articles of Association / MoU- Import Export Code- SEBI Registration- ROC 

Not everything is compulsory, but many of them are required.

#2 Company's Financial Statement

- P&L Account Statement- Balance Sheet

Must be audited by CA

Bank Statements are required of last 6 months.