If your salary exceeds ₹30 lakhs annually, you can reduce your tax liability significantly by choosing the right tax regime and leveraging available deductions or exemptions. Here’s a quick overview: Quick Comparison Table Aspect Old Tax Regime New Tax Regime Basic Exemption ₹2.5 lakh ₹12.75 lakh (with standard deduction) Standard Deduction ₹50,000 ₹75,000 Tax on …
India’s gig economy is booming, and it’s changing how people work and earn. With over 7.7 million gig workers today, this number is expected to reach 23.5 million by 2030 and 62 million by 2047. Many Indians are turning to side hustles – flexible, project-based work done alongside their main jobs – to earn extra …
Side Hustle Nation India: Monetizing Your Skills in the Gig Economy Read More »
Inflation in India is eating away at your money. With an average inflation rate of 5-6% annually, your ₹1,00,000 today will only buy what ₹53,862 can in 10 years. Traditional savings options like fixed deposits barely keep up, offering 6-7% returns, which means your wealth isn’t growing in real terms. The solution? Passive income. It’s …
How to Start a Passive Income to Offset Inflation in India Read More »
Negotiating your salary can boost your earnings by 5-10% compared to the 1-2% increase seen by those who don’t negotiate. In India’s competitive job market, understanding how to navigate this process is essential. Here’s a quick breakdown: Salary negotiation isn’t just about getting a higher number – it’s about showcasing your value and setting yourself …
Looking for a reliable retirement plan? Here’s a quick breakdown of two popular options: PPF and NPS. Quick Comparison Table Feature PPF NPS Risk Level Low-risk, guaranteed returns Moderate to high, market-linked Returns 7.1% (fixed) 9-12% (market-dependent) Tax Benefits Fully tax-free (EEE status) Deductions up to ₹2 lakh; 60% tax-free maturity Lock-in Period 15 years …
PPF vs NPS: Which Retirement Plan Suits You Best? Read More »
Here’s why budgeting is essential: Quick Steps to Create Your First Budget: Why It Matters: Budgeting isn’t about cutting back – it’s about gaining control. Start today to build a secure financial future. How to Create a Monthly Budget for Beginners in India l महीने का बजट कैसे बनाएं? Budget Basics You Need to Know …
How to Create Your First Monthly Budget: A Beginner’s Guide Read More »
“Money isn’t the most important thing in life, but it’s reasonably close to oxygen on the ‘gotta have it scale.” – Zig Ziglar. In today’s world, credit cards have become essential, especially for salaried individuals. A credit card not only offers the convenience of making purchases without the need for immediate cash but also provides …
Best 14 Credit Cards for Salaried Individuals: Our Picks [2025] Read More »
The 50/30/20 Budgeting Rule: Your Ticket to Financial Freedom Are you tired of wondering where your hard-earned money disappears every month? Well, I’ve got a nifty little trick up my sleeve that might just change your financial game. It’s called the 50/30/20 budgeting rule, and trust me, it’s simpler than making chai! Let’s dive right …
50/30/20 Budgeting Rule: Your Roadmap to Financial Success Read More »
What’s the 72 Rule All About? Simply put, the 72 Rule helps you figure out how long it’ll take for your money to double. It’s a quick calculation that’s surprisingly accurate. Here’s the secret sauce: just divide 72 by the annual rate of return. That’s it! Why Should You Care? In a country like India, …
Planning for retirement can feel overwhelming, especially when you’re trying to figure out how much you can safely withdraw each year without running out of money. One of the most popular guidelines for this is the 4% rule. This article will break down what the 4% rule is, its advantages and limitations, and how you …
Master Your Retirement: The 4% Rule Explained for Indian Investors Read More »
