Ayush Gupta

The 50/30/20 Budgeting Rule: Your Ticket to Financial Freedom Are you tired of wondering where your hard-earned money disappears every month? Well, I’ve got a nifty little trick up my sleeve that might just change your financial game. It’s called the 50/30/20 budgeting rule, and trust me, it’s simpler than making chai! Let’s dive right […]

What’s the 72 Rule All About? Simply put, the 72 Rule helps you figure out how long it’ll take for your money to double. It’s a quick calculation that’s surprisingly accurate. Here’s the secret sauce: just divide 72 by the annual rate of return. That’s it! Why Should You Care? In a country like India,

Planning for retirement can feel overwhelming, especially when you’re trying to figure out how much you can safely withdraw each year without running out of money. One of the most popular guidelines for this is the 4% rule. This article will break down what the 4% rule is, its advantages and limitations, and how you

Planning for your child’s future is a critical step in ensuring their financial stability as they grow. It might seem overwhelming, but having a solid plan can offer peace of mind and security. Introducing NPS Vatsalya—a unique scheme designed specifically to help parents and guardians build a robust retirement fund for their children. With the

Building a secure retirement isn’t about getting rich quick – it’s about making smart, consistent choices that compound over time. Here’s a practical roadmap to help you navigate retirement planning in India’s evolving economic landscape. Quick Action Guide: Reality Check: According to the Pension Fund Regulatory and Development Authority (PFRDA), only 23% of Indians have

Starting your career brings new financial responsibilities and opportunities. Here’s a comprehensive guide to building strong financial habits early in your professional journey: 7 Essential Financial Habits Every Young Professional Should Develop #1 Creating a Budget A budget serves as the foundation of financial planning, helping young professionals understand their cash flow and make informed

Planning for retirement can be a daunting task, but it’s essential for ensuring financial security in your golden years. One of the most effective tools in retirement planning is investing in mutual funds. Mutual funds offer a blend of professional management, diversification, and accessibility that make them a popular choice for retirement savings. This article